Pearl Beach is a suburb of Gosford City on the Central Coast of New South Wales, Australia. Pearl Beach was assigned 'suburb' status by the Geographical Names Board of NSW on 25 October 1991.
On 2 March 1788 Captain Arthur Phillip sailed north from Sydney Cove, Port Jackson, to the inlet described by Captain James Cook in 1770 as a "broken land" (id est Broken Bay). As entered in their journals:
Located south of Umina Beach, being separated from it by a ridge upon which sits Mount Ettalong at a height of 56 metres . It is bounded on the west and south by Brisbane Water National Park, and on the east by Broken Bay. Green Point, with Paul Landa Reserve, adjoins the southern end of the beach.